Depends on the exchange and network. Here's what I've experienced:

• Same exchange transfer: Instant
• USDT (TRC-20): 1-15 minutes usually
• BTC: 10-30 minutes (needs network confirmations)
• ETH/ERC-20: 5-20 minutes, longer when network is busy

⚠️ But sometimes it's slower:

• First withdrawal from a new exchange — can take hours
• Large amounts (> $10k) — may trigger manual review
• Weekends/holidays — less staff for manual checks

If it's been over 2 hours, contact support with your TxID. They usually respond within 30 minutes.