Honest take based on track record:
- #1 Recommended: ⭐⭐⭐⭐⭐ — Cold wallet 95%+, 0 security incidents
- Bybit: ⭐⭐⭐⭐⭐ — Cold wallet 95%+, no major incidents
- OKX: ⭐⭐⭐⭐ — Multiple licenses, transparent reserves
- Binance: ⭐⭐⭐⭐ — SAFU fund ($1B), KYC leak in 2019
🛡️ What I personally do to stay safe:
- ✅ Enable 2FA — use Google Authenticator, NOT SMS (SIM swap is real)
- ✅ Withdrawal whitelist — even if someone gets your password, they can't withdraw
- ✅ Store large amounts in cold wallet (Ledger/Trezor)
- ✅ Check login devices and API keys regularly — remove what you don't use
One more thing: always double-check the URL before logging in. Phishing sites look identical. Bookmark the real one.